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Medicare Supplemental Insurance

As you approach age 65, you will have to make a lot of very important decisions regarding Medicare and your Medicare Supplemental Insurance coverage. Even if you plan to work past age 65, depending on the size of your employer and the terms of your employer sponsored health coverage, you may still be required to apply for Medicare at age 65.  Medicare is confusing, complex, and there are a lot of important deadlines that individuals need to be aware of.  We are here to help.

As independent Medicare insurance brokers, we assist our clients with:

  • Understanding how Medicare Part A, B, C, & D work
  • Enrolling in Medicare
  • Medicare deadlines
  • Understanding the difference between Medicare Supplemental Plans & Medicare Advantage Plans
  • The benefits and costs associated with each type of plan
  • Making sure your doctors and prescription drugs are covered by your plan
  • Issuance of your Medicare Supplemental policy
  • Provide ongoing support for your Medicare coverage

Contact Us For A Free Consult – 518-477-6686

Why should you work with an Independent Broker? 

Independent Medicare Brokers are not tied to a single insurance company.  Medicare Supplemental Plans and Advantage Plans vary from provider to provider.  We have software that allows us to compare all of the plans that are available to individuals within their zip code and we assist our clients in evaluating:

  • The plan’s doctor, hospital, and specialist network
  • Monthly premiums, deductibles, co-pays, and co-insurance
  • Prescription drug coverage
  • Travel coverage
  • Additional benefits like Gym Memberships, Vision, and Dental

Our overall goal is to help you find the right plan, at the right price, make the process easy, and provide you with ongoing support.

 

NO COST to work with us

Whether you decide to work with an insurance broker or go directly to the insurance company to obtain your Medicare Supplemental Insurance, the cost to you is the same. If Insurance Company ABC is offering a Medicare Supplemental Plan for $100 per month, it’s $100 per month whether you go directly to the insurance company or use a broker.  However, if you go directly to the insurance company, they are not going to tell you that you could obtain that same exact Medicare Supplemental Plan at a lower cost from another reputable insurance company.

As independent Medicare brokers, we are compensated by the insurance company that provides you with your Medicare insurance but that cost is not passed onto you as the policyholder.

So if it costs you nothing, why not get help?  As your Medicare broker, we want to make the Medicare enrollment process as easy as possible and assist you with obtaining the right Medicare Supplemental plan at the right price. 

Contact Us For A Free Consult – 518-477-6686

 

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Investment advisory services offered through Greenbush Financial Group, LLC. Greenbush Financial Group, LLC is a Registered Investment Advisor. Securities offered through American Portfolio Financial Services, Inc (APFS). Member FINRA/SIPC. Greenbush Financial Group, LLC is not affiliated with APFS. APFS is not affiliated with any other named business entity. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly.