In this video, we will be explaining what is driving the price surge in GameStop, AMC, and other companies in the markets. More importantly there are 5 very important investment lessons that investors can learn from the recent GameStop anomaly that we will present in the video.
About Michael……...
Hi, I’m Michael Ruger. I’m the managing partner of Greenbush Financial Group and the creator of the nationally recognized Money Smart Board blog . I created the blog because there are a lot of events in life that require important financial decisions. The goal is to help our readers avoid big financial missteps, discover financial solutions that they were not aware of, and to optimize their financial future.
Retiring in a down market increases sequence of returns risk, which can reduce how long your savings last. The most effective strategies include maintaining a cash reserve, using a bucket income approach, reducing withdrawals, and delaying Social Security. Tax planning and portfolio rebalancing can also improve long-term outcomes. Greenbush Financial Group emphasizes flexibility and disciplined decision-making to help retirees protect income during market volatility.
Rental property depreciation allows investors to reduce taxable income by spreading the cost of a property over 27.5 years. This article explains how depreciation works, how it offsets rental income, and how improvements are treated. It also covers what happens when a property is fully depreciated and how depreciation recapture impacts taxes when selling. Understanding these rules can help investors maximize tax efficiency and avoid costly surprises.
Gold prices are influenced by several key factors, including interest rates, inflation, and the strength of the U.S. dollar. While gold is often viewed as a safe haven, it can be highly volatile and may not perform as well as stocks over the long term. This article explains what causes gold to rise and fall, how it compares to other commodities, and how it can be used for diversification. Understanding these drivers can help investors make more informed decisions about including gold in their portfolio.
The recent stock market pullback has been driven by rising oil prices, inflation concerns, and geopolitical tension involving Iran. As oil surged and uncertainty increased, markets reacted with increased volatility.
However, history shows that declines tied to geopolitical events are often temporary. This raises a key question for investors: is this a warning sign, or a setup for a potential market rally?
Health Savings Accounts can be more than just a tool for current medical expenses. This article explains when it makes sense to invest your HSA, when to keep funds in cash, and how to use an HSA as a long-term retirement strategy. Learn about tax advantages, contribution limits for 2026, and how to transfer funds to investment-friendly HSA providers. Discover how to maximize tax-free growth for future healthcare costs.
“Sell in May and Go Away” sounds clever, but the data tells a different story. Since 2020, investors who followed this rule would have missed out on strong summer gains. We break down why discipline and staying invested consistently beat market timing.
Target date funds adjust automatically as you approach retirement, offering a simple “set it and forget it” investment strategy. They can be a smart option for early savers, but investors with complex financial situations may need more customized solutions.
Bond ladders can provide investors with predictable income, interest rate protection, and more control compared to bond ETFs or mutual funds. Greenbush Financial Group breaks down how they work, the different ladder strategies, and why some investors prefer this approach.
Should your investment strategy change when you retire? Most people don’t realize how much the answer impacts taxes, income, and long-term security. Retirement isn’t the end of your financial planning—it’s the start of a new phase. Your goals shift from growth to income, and your investment strategy should evolve with them.
Each year, the IRS allows a tax deduction for investment losses that can be used to offset earned income. However, it’s a use-it-or-lose-it tax deduction, meaning if you fail to realize losses in your investment accounts by December 31st, you could forfeit a valuable tax deduction.