“Recently requested a brief phone consultation with financial planner Michael Ruger. Michael was both personable and professional. He was knowledgeable about my particular inquiry. Provided guidance without attempting to sell his services. Much appreciated ⭐⭐⭐⭐⭐”

“They are Great to have in your corner especially with the confusing Secure Act 2.0 as the rules for inheriting different types of accounts has become brutally complex. They will put you on the right track in regards to your retirement accounts and the new rules that the beneficiaries must abide by. Michael Ruger was excellent and helped put me at ease. ⭐⭐⭐⭐⭐”

“After tragically losing my fiancé just weeks before our wedding, I inherited some of his union benefits. I have sought financial guidance from expensive attorneys and high-priced tax advisors for the past year, but none have been helpful. Yesterday, I came across a video on YouTube by Michael Ruger from Greenbush Financial Group. He shared some excellent advice, and I had a few additional questions. I decided to send him an email, not expecting a response. To my surprise, Mr. Ruger personally replied within the hour, providing all the information I needed. After a year of consulting costly advisors and attorneys, Mr. Ruger was able to resolve my issue immediately—at no cost to me. He saved me from a significant tax burden and renewed my faith in humanity. Thank you, Michael Ruger and Greenbush Financial Group! ⭐⭐⭐⭐⭐”

“Mike Ruger is highly informative and knowledgeable, he answered all of my questions quickly and efficiently. AAAAA+++++ Very friendly too. ⭐⭐⭐⭐⭐”

“Greenbush Financial, and Michael Ruger in particular is a rare commodity in this day and age. I am not a client, but came across an informational piece Michael had written about ‘When To File For Social Security’ - the article was so helpful, and the only source of accurate information I could find online that wasn’t charging $400 - $1,400 for services rendered. Based on that article I reached out to Greenbush Financial and received a prompt call back from Michael; we discussed all the nuances of filing for social security (there are many) ... and I now have a much clearer picture of how and when to start my SS benefits. To be clear, Greenbush Financial is an independent wealth management firm and not a social security hotline ... but the fact that Michael took the time to call me and answer my questions was a tremendous help to me. And based on the Greenbush Financial reviews I’ve read, these guys seem like a fantastic company to entrust with your finances. ⭐⭐⭐⭐⭐”

“Watched many tax law videos from various financial groups and I was so confused. Finally, I came across Greenbush Financial Group and watched Michael Ruger explain, plainly and clearly, on the tax law issue I needed to understand. I emailed them just to confirm that I did understand the tax law and Mr Ruger actually called me. We discussed my situation and I feel confident about the steps I need to take…thank you so much ⭐⭐⭐⭐⭐”

“Great experience. Michael Ruger is a very knowledgeable advisor and gives clear and concise information. Helped me brainstorm, analyze options and set me up for a better financial future! ⭐⭐⭐⭐⭐”

“Mr. Ruger was very helpful and knowledgeable on all facets of social security and medicare enrollment. Strong recommend his services to anyone that needs help and wants the correct advise . Thank you, Mr. Ruger, for your service. ⭐⭐⭐⭐⭐”

“I was looking for more information around a minor child receiving social security retirement benefits after a parent starts drawing their benefits. The social security website doesn’t have a lot of good information. I saw a video on YouTube that Michael did explaining this topic. I had some additional questions and emailed him. He emailed me back quickly and was very helpful. I greatly appreciate the fact that he responded and shared additional information with me. I recommend Michael Ruger! Very helpful! ⭐⭐⭐⭐⭐”