What Happens If You Die Without a Will?
Dying without a will means state laws decide who inherits your assets, not you. It also creates longer, more expensive probate and leaves guardianship decisions for your children up to a judge. This article explores the risks of dying intestate and how a simple will can protect your family.
Understanding Per Stirpes Beneficiary Designations
“Per stirpes” is a common estate planning term that determines how assets pass to descendants if a beneficiary dies before you. Greenbush Financial Group explains how per stirpes works, compares it to non–per stirpes designations, and outlines why updating your beneficiary forms is critical for ensuring your wishes are honored.
Trust Roles Easily Explained: Grantor, Trustee, and Beneficiary
Trust Roles Explained Easily: Whether you're setting up a trust or are currently an interested party in a an existing trust, understanding who does what is essential.