Do I Really Need Disability Insurance? What Working Adults Should Understand
Disability insurance helps replace income if illness or injury prevents you from working. This article explains the difference between short-term and long-term disability insurance, how employer-sponsored disability plans work, and why many professionals may have hidden coverage gaps. Learn the difference between own occupation and any occupation coverage, common disability insurance mistakes, and how income protection fits into retirement planning. Greenbush Financial Group outlines the key financial planning considerations working adults should understand before relying solely on employer benefits.
How Much Life Insurance Should I Have?
Many people know they should have life insurance, but few know how much is enough. The right coverage amount depends on your income, debt, family size, and long-term goals. Whether you’re buying a policy for the first time or re-evaluating an old one, having the right number matters.
What is the Value of My Pension?
In our latest article, we break down how to calculate the present value of your pension—a powerful way to compare your pension to your other retirement assets and make better long-term decisions.
Whether you’re 5 years from retirement or already collecting, this article will help you see your pension in a new light.
Why Are Long-Term Care Insurance Premiums Skyrocketing?
Many individuals that have long-term care insurance policies are beginning to receive letters in the mail notifying them that that their insurance premiums are going up by 50%, 70%, or more in some cases. This is after many of the same policyholders have experienced similar size premium increases just a few years ago. In this article I’m going to explain……
How Much Does Your Car Insurance Increase When You Add A Teenager To Your Policy?
How much will the cost of your car insurance increase once you add a teenager to your policy. Here are a few strategies for reducing the cost……
How Much Life Insurance Should You Have? Top 8 Factors
When we are assisting clients in building their personal financial plan, inevitably one of the most frequent questions that comes up is: “How much life insurance should I have?”
How Pension Income and Retirement Account Withdrawals Can Impact Unemployment Benefits
How Pension Income and Retirement Account Withdrawals Can Impact Unemployment Benefits As the economy continues to slow, unemployment claims continue to rise at historic rates.
How Much Life Insurance Do I Need?
Do you even need life insurance? If you have dependants to protect and you do not have enough savings, you will most likely need life insurance. But the question is how much should I have? Well, your home will be one of your biggest assets, and in some cases the money that it makes from its sale when you have passed away is a significant inheritance
