Will The January Market Selloff Continue?
The markets have experienced an intense selloff in the first three weeks of 2022. As of January 21st, the S&P 500 Index is down over 7% for the month. There are only a few times in the past 10 years that the index has dropped by more the 5% in a single month. That begs the questions, “After those big monthly declines, historically, what happens next?”
2022 Market Outlook
There are trends that are developing in the U.S. economy that we have not seen for decades. As inflation continues to rise at a rapid pace, we have to look back to the 1970’s as a reference point to determine how inflation could impact stocks, bonds, gold, and cash going into 2022. The most common questions that we have received from clients over the past few weeks are:
Why Are Long-Term Care Insurance Premiums Skyrocketing?
Many individuals that have long-term care insurance policies are beginning to receive letters in the mail notifying them that that their insurance premiums are going up by 50%, 70%, or more in some cases. This is after many of the same policyholders have experienced similar size premium increases just a few years ago. In this article I’m going to explain……
How Much Does Your Car Insurance Increase When You Add A Teenager To Your Policy?
How much will the cost of your car insurance increase once you add a teenager to your policy. Here are a few strategies for reducing the cost……
Should You Make Pre-tax or Roth 401(k) Contributions?
When you become eligible to participate in your employer’s 401(k), 403(b), or 457 plan, you will have to decide what type of contributions that you want to make to the plan.
Cash Balance Plans: $100K to $310K in Pre-tax Contributions
DB/DC combo plans can allow business owners to contribute $100,000 to $300,000 pre-tax EACH YEAR which can save them tens of thousands of dollars in taxes.