Should You Process Roth Conversions Before You Retire?
Should you process Roth conversions before you retire, or wait until retirement? Learn how tax brackets, income, Medicare premiums, state taxes, RMDs, and timing can determine when a Roth conversion may make the most sense.
Understanding the Order of Withdrawals In Retirement
The order in which you withdraw money in retirement can make a huge difference in how long your savings last—and how much tax you pay. In this article, we break down a smart withdrawal strategy to help retirees and pre-retirees keep more of their hard-earned money.
Multi-Generational Roth Conversion Planning
With the new 10-Year Rule in effect, passing along a Traditional IRA could create a major tax burden for your beneficiaries. One strategy gaining traction among high-net-worth families and retirees is the “Next Gen Roth Conversion Strategy.” By paying tax now at lower rates, you may be able to pass on a fully tax-free Roth IRA—one that continues growing tax-free for years after the original account owner has passed away.
