2026 Medicare IRMAA Brackets: What Triggers Higher Premiums and How to Avoid
Medicare IRMAA increases Part B and Part D premiums when your income exceeds specific thresholds based on your MAGI from two years prior. In 2026, managing income through strategies like Roth conversions, withdrawal timing, and tax planning can help reduce or avoid these surcharges. Even small income increases can trigger higher premiums, making proactive planning essential. Greenbush Financial Group helps retirees minimize IRMAA and control long-term healthcare costs.
How to Maximize Social Security Benefits with Smart Claiming and Income Planning
Social Security is a cornerstone of retirement income—but when and how you claim can have a major impact on lifetime benefits. This article from Greenbush Financial Group explains 2025 thresholds, how benefits are calculated, and smart strategies for delaying, coordinating with taxes, and managing Medicare costs. Learn how to maximize your Social Security benefits and plan your income efficiently in retirement.
Medicare Is Projected To Be Insolvent In 2028
The trustees of the Medicare program just released their 2022 annual report and it came with some really bad news. The Medicare Part A Hospital Insurance (HI) Trust is expected to be insolvent in 2028 which currently provides health benefits to over 63 million Americans. We have been kicking the can down the road for the past 40 years and we have finally run out of road.
