The First 3 Years of Retirement: 7 Financial Decisions That Matter More Than You Think
The first three years of retirement can create valuable planning opportunities. Learn how withdrawals, Roth conversions, Social Security, Medicare, RMDs, and investment decisions can work together to shape your long-term retirement plan.
Common Backdoor Roth IRA Mistakes
A Backdoor Roth IRA can help high-income earners build tax-free retirement savings, but mistakes with the pro-rata rule, IRA balances, Form 8606, and conversion timing can create unexpected taxes. Learn the most common mistakes to avoid.
Trump Accounts For Minor Children Explained: A New Wealth-Building Opportunity
Trump Accounts are a new retirement savings vehicle created under the 2025 tax reform that allow parents, grandparents, and even employers to contribute up to $5,000 per year for a minor child — even if the child has no earned income. In this article, we explain how Trump Accounts work, contribution limits, tax rules, planning opportunities, and the key considerations to understand before opening one.
Retirement Tax Traps and Penalties: 5 Gotchas That Catch People Off Guard
Even the most disciplined retirees can be caught off guard by hidden tax traps and penalties. Our analysis highlights five of the biggest “retirement gotchas” — including Social Security taxes, Medicare IRMAA surcharges, RMD penalties, the widow’s penalty, and state-level tax surprises. Learn how to anticipate these costs and plan smarter to preserve more of your retirement income.
How to Maximize Social Security Benefits with Smart Claiming and Income Planning
Social Security is a cornerstone of retirement income—but when and how you claim can have a major impact on lifetime benefits. This article from Greenbush Financial Group explains 2025 thresholds, how benefits are calculated, and smart strategies for delaying, coordinating with taxes, and managing Medicare costs. Learn how to maximize your Social Security benefits and plan your income efficiently in retirement.
Multi-Generational Roth Conversion Planning
With the new 10-Year Rule in effect, passing along a Traditional IRA could create a major tax burden for your beneficiaries. One strategy gaining traction among high-net-worth families and retirees is the “Next Gen Roth Conversion Strategy.” By paying tax now at lower rates, you may be able to pass on a fully tax-free Roth IRA—one that continues growing tax-free for years after the original account owner has passed away.
