Social Security Claiming Strategies: Early vs. Delayed Benefits Explained
Social Security can be one of your most powerful retirement assets—if you claim it strategically. In this article from Greenbush Financial Group, we compare early versus delayed claiming paths, explore spousal and survivor benefits, and explain how tax and income planning can help you unlock more lifetime income.
2026 Retirement Planning: 7 Smart Purchases to Make Before You Stop Working
Retirement isn’t just about saving—it’s about spending wisely. From medical care and home repairs to travel and vehicles, this guide shows 7 smart purchases to consider before leaving the workforce, with tax and planning tips to help you retire stress-free.
How to Protect Yourself from Stock Market Crashes in Retirement
Market downturns feel different in retirement than during your working years. Learn strategies to protect your nest egg, avoid irreversible mistakes, and balance growth with safety to keep your retirement plan on track.
New Ways to Plan for Long-Term Care Costs: Self-Insure & Medicaid Trusts
Planning for long-term care is harder than ever as insurance premiums rise and availability shrinks. In 2025, families are turning to two main strategies: self-insuring with dedicated assets or using Medicaid trusts for protection and eligibility. This article breaks down how each option works, their pros and cons, and which approach fits your financial situation. Proactive planning today can help you protect assets, reduce risks, and secure peace of mind for retirement.
“Sell in May and Go Away” is Dead
“Sell in May and Go Away” sounds clever, but the data tells a different story. Since 2020, investors who followed this rule would have missed out on strong summer gains. We break down why discipline and staying invested consistently beat market timing.
Behind Closed Doors: How the Fed Makes Interest Rate Decisions - Voting and Non Voting Members
On September 17, 2025, the Federal Reserve cut interest rates for the first time in years. Here’s how the FOMC voting process works, who gets a say, and why these decisions matter for the economy.
What’s a Target Date Fund and Should I Invest in It?
Target date funds adjust automatically as you approach retirement, offering a simple “set it and forget it” investment strategy. They can be a smart option for early savers, but investors with complex financial situations may need more customized solutions.
Will Social Security Be There When You Retire?
Social Security is projected to face a funding shortfall in 2034, leading many Americans to wonder if it will still be there when they retire. While the system won’t go bankrupt, benefits could be reduced by about 20% unless Congress acts. Our analysis at Greenbush Financial Group explores what 2034 really means, why lawmakers are likely to intervene, and how to plan your retirement with Social Security uncertainty in mind.
