The Advantages of Using Appreciated Securities to Fund a Donor-Advised Fund
Many people fund their donor-advised funds with cash, but gifting appreciated securities can be a smarter move. By donating stocks, mutual funds, or ETFs instead of cash, you can avoid capital gains tax and still claim a charitable deduction for the asset’s full market value. Our analysis at Greenbush Financial Group explains how this strategy can create a double tax benefit and help you give more efficiently.
Planning for Healthcare Costs in Retirement: Why Medicare Isn’t Enough
Healthcare often becomes one of the largest and most underestimated retirement expenses. From Medicare premiums to prescription drugs and long-term care, this article from Greenbush Financial Group explains why healthcare planning is critical—and how to prepare before and after age 65.
Special Tax Considerations in Retirement
Retirement doesn’t always simplify your taxes. With multiple income sources—Social Security, pensions, IRAs, brokerage accounts—comes added complexity and opportunity. This guide from Greenbush Financial Group explains how to manage taxes strategically and preserve more of your retirement income.
Will Social Security Be There When You Retire?
Social Security is projected to face a funding shortfall in 2034, leading many Americans to wonder if it will still be there when they retire. While the system won’t go bankrupt, benefits could be reduced by about 20% unless Congress acts. Our analysis at Greenbush Financial Group explores what 2034 really means, why lawmakers are likely to intervene, and how to plan your retirement with Social Security uncertainty in mind.
What Should I Do With My 401(k) From My Old Company?
When you leave a job, your old 401(k) doesn’t automatically follow you. You can leave it in the plan, roll it to your new employer’s 401(k), move it to an IRA, or cash it out. Each choice has different tax, investment, and planning implications.
What Happens If You Die Without a Will?
Dying without a will means state laws decide who inherits your assets, not you. It also creates longer, more expensive probate and leaves guardianship decisions for your children up to a judge. This article explores the risks of dying intestate and how a simple will can protect your family.
If You Retire With $1 Million, How Long Will It Last?
Is $1 million enough to retire? The answer depends on withdrawal rates, inflation, investment returns, and taxes. This article walks through different scenarios to show how long $1 million can last and what retirees should consider in their planning.
The Risk of Outliving Your Retirement Savings
Living longer is a blessing, but it also means your savings must stretch further. Rising costs, inflation, and healthcare expenses can quietly erode your nest egg. This article explains how to stress-test your retirement plan to ensure your money lasts as long as you do.
